The housing and mortgage industries do a remarkable job convincing the masses that home ownership is one of the best investments a person can make. Decades of advertisements have left most Americans daydreaming about owning a home, though few understand the long-term financial implications that come with the responsibility. Read More
You have undoubtedly heard over the years that buying a house is a wise financial investment…the first sign of progress or moving up in the world. In some cases, you’ve seen people going through the home-buying process on television and wished you had the means to do the same. But if you’re in your twenties..
Shopping is a fun activity, particularly when it’s being done on credit. We don’t see the money leaving until the bill comes due at the end of the month, at which time, we must write a check to pay the debt. The term debt is often used interchangeably with credit as though the two words..
Credit has become a significant element in our financial equation. Not that it must be, but we have made it so. This is because we’ve come to accept the idea that we need it to build and sustain our livelihood. But do we really need credit to live a happy, fulfilled, and successful life? Is..