The prices of vehicles continue to skyrocket. Though the total amount may vary depending on where you live, data from Kelley Blue Book indicates that the average price of a new car or truck sold in the United States is $33,560. This is likely to increase by 2 percent or more in subsequent years. A four-year vehicle loan at this price with a 10 percent interest rate Read More
Shopping is a fun activity, particularly when it’s being done on credit. We don’t see the money leaving until the bill comes due at the end of the month, at which time, we must write a check to pay the debt. The term debt is often used interchangeably with credit as though the two words..
Credit has become a significant element in our financial equation. Not that it must be, but we have made it so. This is because we’ve come to accept the idea that we need it to build and sustain our livelihood. But do we really need credit to live a happy, fulfilled, and successful life? Is..