You’re young, obsessed over the idea of becoming successful but feel stuck and don’t know what to do.
It could be that you’re unemployed and having difficulty finding a decent job to get things moving in the right direction; you have a job paying minimum wage, but you’re barely making enough to pay the bills. You’re currently living with your parents because you can’t afford an apartment; you have a child or two, have more debt than you can handle, and you’re afraid to step out on your own. You’re terrified about the idea of failing. Is there a way out of your situation, you’re wondering?
One of the simplest ways to avoid financial problems is to create a budget or cash flow plan, which is nothing more than mapping out your financial activities before they occur. It makes no difference if you make $30,000 or $300,000 a year. Putting the information on paper or spreadsheet allows you to see the limits of your money and helps you to manage it better.
